Thank you for visiting our website located at WWW.FIRSTRISKADVISORS.COM (the “Site” or
“Website”), which is operated by FIRST RISK ADVIOSRS, INC. (“FRA” or “Company”).
Access to and use of this Site and the information, materials, products and services available through this Site are
herein as “FRA”, “we”, “us”, and “our”. The terms
“Content” means any and all postings, messages, text, files, images, photos, video, sounds, or other
materials posted on, transmitted through, and available through the Site, excluding your personal data which is
THE SERVICES, INCLUDING ANY ACCOUNT SERVICES (DEFINED BELOW), YOU ARE AT LEAST 18 YEARS OF AGE AND THAT YOU ARE
LEGALLY ABLE TO ENTER INTO THIS AGREEMENT.
THE WEBSITE, CAUSING INFORMATION OR DATA TO BE TRANSMITTED TO THE WEBSITE, OR BY CLICKING ACCEPT,
(I) AGREE TO BE LEGALLY BOUND, WITHOUT LIMITATION OR QUALIFICATION, TO
(II) YOU REPRESENT, WARRANT, AND COVENANT THAT YOU HAVE OBTAINED
ADEQUATE CONSENT FROM EACH INDIVIDUAL REQUIRED UNDER APPLICABLE LAW TO ENABLE YOU TO LEGALLY VIEW, USE,
COLLECT, STORE, SUBMIT AND SHARE ANY AND ALL INFORMATION AND DATA THAT YOU HAVE INPUT INTO THE WEBSITE,
THAT YOU CAUSED TO BE TRANSMITTED TO OR FROM OR SHARED THROUGH THE WEBSITE, AND/OR THAT HAS BEEN MADE
AVAILABLE TO YOU THROUGH USE OF THE TEST.
AND MAKE NO FURTHER USE OF THE WEBSITE.
Access to and use of the Website, is subject to all applicable laws and regulations as well as these Terms of
access and use of the Website.
IF YOU OR ANYONE ELSE ACTING THROUGH YOUR ACCOUNT VIOLATE
RESTRICT YOUR ACCESS TO ANY SERVICES OFFERED HEREUNDER WITHOUT PROVIDING NOTICE TO
This Site is a commercial site NOT intended for use by children or anyone under the age of 18 years of age.
To the extent you are under the age of 18 and are over the
age of 13 and wish to use this Site and access and use the Services, including Account Services,
provided in connection herewith, please contact us at email@example.com for additional
PRODUCT & SERVICES INFORMATION.
All references on this Site to information, materials, products and services apply to information, materials,
products and services available in the countries or jurisdictions specified with respect to such information
only, unless otherwise stated.
ACCOUNT SERVICES PROVISIONS
Certain Content and Services offered at this Site are accessible to registered users (“Account
Services”), and are accessible only by providing a user name and corresponding password (“Log-
in Information”). Unless otherwise in writing by FRA, any user accessing such Account Services (an
“Account User”) is required to first create an account with FRA (“User Account”).
User Accounts are for designated users and cannot be shared or used by more than one user. By accessing this
Site, you agree not to attempt, in any manner, to access the User Account of any other person or to
otherwise circumvent the security features of this Site in order to unlawfully access the Account Services.
Sharing your User Account with any other individual or entity by, for example only, sharing your Log-in
Information with such other individual or entity or otherwise granting such other individual or entity
access to the Account Services, is grounds for immediate termination of your User Account and/or the
associated Account Services as set forth below as well as revocation of any licenses granted to you by FRA.
Furthermore, such action(s) constitute a breach of this Agreement and you agree to be liable for any and all
special, indirect, consequential or incidental damages arising from your performance of or engagement in
such actions. Moreover, you agree and acknowledge that FRA will have the right to seek injunctive relief
enjoining such actions, it being acknowledged that legal remedies are inadequate to compensate FRA for the
harm caused by such actions.
You will notify FRA promptly upon discovery of any unauthorized access, use or disclosure of any personal
data, password-protected or confidential information in connection with the User Account, or Log-in
Information, or of any other breach of this Agreement, and will cooperate with FRA to regain possession of
such information or Log-in Information and prevent its further unauthorized access, use or disclosure.
Creation of User Account/Indemnification
When creating a User Account as provided for on this Website, you are required to provide FRA with
accurate, complete, and updated information. Failure to provide accurate, complete and updated
of your User Account and Account Services as provided for in more detail below.
Moreover, in creating a User Account, you hereby agree that you will not in any way use or adopt a
user name that is the name of another person with the intent to impersonate such person. Further,
you agree not to use a user name that is subject to any rights of a person other than yourself
without appropriate authorization from such other person. FRA reserves the right to refuse creation
of a user name or to cancel the same at its sole discretion.
You are solely responsible for maintaining the confidentiality of any passwords associated with your
User Account and you hereby indemnify and hold harmless FRA its parent, affiliates, subsidiaries,
agents and advisors and their respective employees, officers, directors, shareholders, agents and
representatives from and against any and all losses, damages, costs, fees (including
attorney’s fees and costs), and causes of action, arising out of or related to the use of your
User Account by any person, including but not limited to, illegal or improper use of the Account
Services by you or someone other than you who gains access to your User Account in either an
authorized or unauthorized manner. You shall immediately notify us by contacting us at firstname.lastname@example.org if a
password is lost, stolen, disclosed to a third party or has otherwise been compromised.
agreements and/or terms and conditions provided on this Website, and upon creation of a User Account
as provided for on this Website, FRA shall grant such Account User a revocable, single- user,
non-exclusive, non-transferable, limited license to access and make personal use of the Account
be set forth on this Website. For the avoidance of any doubt, these licenses are limited to one user
at a time and are non-exclusive, non-assignable and non-transferable, wherein the term
“user” refers to a single human individual.
Access to Account Services
FRA may change, suspend or discontinue the Account Services at any time, including the availability
of any feature, software, database, or Content associated therewith. Moreover, FRA may limit or
restrict access to the Account Services at its sole discretion without notice or liability if it
conditions or agreements provided for on this Website, for maintenance purposes, or for any other
All Account Users are responsible for ensuring that their computers, modems, software, hardware,
internet and telephone services and other products and services necessary to connect and use the
Account Services are compatible with the same. FRA is in no way responsible for an Account
User’s inability to access or otherwise use the Account Services.
Termination and Effect of Termination
An Account User may terminate his or her Account at any time by contacting FRA to cancel his or her
User Account. FRA may terminate any Account and User Account and/or revoke any licenses associated
therewith if an Account User (or anyone accessing the Account User’s User Account) breaches
Account and corresponding User Account and/or revoke any licenses associated therewith if an Account
User (or anyone accessing the Account User’s User Account) uses his or her User Account, the
Account Services in a manner inconsistent with this Agreement and/or to engage in unlawful or
illegal behavior or activity.
Upon termination of an Account, such Account User’s licenses to access the Account Services are
termination, shall so survive, including, but not limited to indemnity provisions, ownership
provisions, warranty disclaimers and the like.
Unless otherwise indicated, this Site and its design, text, Content, selection and arrangement of elements,
organization, graphics, design, compilation, magnetic translation, digital conversion and other matters
related to this Site are protected under applicable copyrights, trademarks and other proprietary (including,
but not limited to, intellectual property) laws, including without limitation those of the United States,
and all rights therein are the property of FRA or the material is included with the permission of the rights
owner and is protected pursuant to applicable copyright and trademark laws.
Neither the Site nor any portions thereof, may be used, copied, reproduced, distributed, republished,
downloaded, modified, displayed, posted or transmitted in any form or by any means, including, but not
limited to, electronic, mechanical, photocopying, recording, or otherwise, without our express prior written
Permission is hereby granted to the extent necessary to lawfully access and use this Site and/or information,
materials, products and/or services available on it to display, download, archive and print in hard copy,
portions of this Site on a temporary basis and for your individual use only, provided you do not modify the
materials and that you retain any and all copyright and other proprietary notices contained in the
FRA neither warrants nor represents that use of Content displayed or stored on the Site will not infringe
rights of third parties not owned by or affiliated with FRA.
Your use of and browsing of the Site are at your risk. Neither FRA nor any other party involved in creating,
producing, or delivering the Website is liable for any direct, incidental, consequential, indirect, or
punitive damages arising out of your access to, or use of, the Site.
Without limiting the foregoing, everything on the Site is provided to you "AS IS" WITHOUT WARRANTY OF ANY
KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY,
FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Please see the NO WARRANTIES section below for
additional provisions. Please note that some jurisdictions may not allow the exclusion of implied
warranties, so some of the above exclusions may not apply to you. Check your local laws for any restrictions
or limitations regarding the exclusion of implied warranties. FRA also assumes no responsibility, and shall
not be liable for, any damages to, or viruses or malware that may infect, your computer equipment or other
property on account of your access to, use of, or browsing in the Site or your downloading of any materials,
data, text, Content and/or images from the Site.
You hereby release and hold harmless FRA, its parent, affiliates, subsidiaries, agents and advisors and their
respective employees, officers, directors, shareholders, agents and representatives from and against any and
all losses, damages, rights, claims and actions of any kind arising in connection with your use of the Site
and/or in connection with FRA’ use of the Content. In consideration for your agreement herein, FRA
will provide access to the Site.
You agree to reimburse and indemnify FRA and its licensees and sublicensees and assigns for any and all
damages and expenses (including attorney's fees and costs) that they may incur from claims based on use of
You hereby release and hold harmless FRA, its parent, affiliates, subsidiaries, agents and advisors and their
respective employees, officers, directors, shareholders, agents and representatives from and against any and
all losses, damages, rights, claims and actions of any kind arising in connection with using and/or
FOR PARENTS CONCERNING PRIVACY.
This site is generally not meant for individuals under the age of 18. Nevertheless, FRA believes that parents
should supervise their children’s online activities and consider using parental control tools
available from online services and software manufacturers that may help provide a child- friendly online
environment. These tools may also prevent children from disclosing online their names, addresses, and other
personal information without parental permission. Personal information about or obtained from a child will
not be used for commercial or trade purposes without the prior written consent of a parent or legal guardian
of the child.
By submitting Content to be used on the Site, you agree that FRA may use your name, voice, or image and any
quotes attributable to you, and any such photos, videos, or audio recordings of or by you as described
herein. You grant the rights hereunder whether or not your name, voice, or image, or any quotes attributable
to you are used in any manner by FRA and FRA reserves the right in FRA’ sole discretion NOT to use any
submitted content. You grant these rights to FRA worldwide, irrevocably, royalty-free, with the perpetual
right and license to copy, reproduce, modify, edit, make derivative works, distribute, publish (publicly or
otherwise), display, link to, and otherwise use the Content in any media for any purpose including but not
limited to publication on the Site, advertising, and other commercial uses in connection with the Site. You
waive all rights related to FRA’ use and release, discharge and hold harmless FRA, its officers,
directors, employees, agents, contractors, successors and assigns from any claims, causes of action,
damages, costs or expenses of any sort arising out of or connected with the use of your name, voice, or
image, or any quotes attributable to you. You further understand and agree that online visitors to the Site
may view the Content and may comment on the Content as they see fit such as in (but not limited to) contests
In addition, and by submitting Content:
- you understand and agree that the Content may be cropped, edited, electronically manipulated or
otherwise altered for use in the Site, without further consent or approval, and that whether or how the
Content is used in the Site is entirely within FRA’ sole discretion.
- you certify that you are the original author (or have a written assignment of all rights from the
author) of the submitted Content; and you are the sole copyright owner of the Content; that you are the
only person depicted in the Content; and you have complete authority to grant to FRA the rights stated
- you understand and agree that all Content is subject to review and editing by FRA prior to any posting
or use by FRA. You further acknowledge that FRA reserves the right to remove any Content from the Site
at any time and for any reason at FRA’ sole discretion.
CONTENT POSTED ON THE SITE.
All Content is the sole responsibility of the person from whom such Content originated. FRA does not control,
and is not responsible for user-submitted Content and by using the Site, you may be exposed to Content that
is offensive, indecent, inaccurate, misleading, or otherwise objectionable. Furthermore, the Site may
contain links to other websites, which are completely independent of FRA. FRA makes no representation or
warranty as to the accuracy, completeness or authenticity of the information contained in any linked Site.
Likewise, FRA makes no representation or warranty as to the accuracy, completeness or authenticity of the
information contained in any such Content posted on, transmitted through, and available through the Site.
Users of FRA bear all risks associated with, the use and/or reliance upon any Content, and/or the
representations made therein, and under no circumstances will FRA be liable in any way for any Content or
for any loss or damage of any kind incurred as a result of the use of any Content posted, emailed or
otherwise made available via the Site. You acknowledge that FRA does not pre-screen or approve Content prior
to posting. FRA makes no representations and/or warranties to any of the claims made in any posting on
reviews and comments, personal profile, listings, postings, descriptions, messages, group discussions,
guides, and message boards or otherwise of any Content, by any user. For the avoidance of any doubt, the
And further, as to Content:
- You understand and agree that FRA may review and delete any Content that in the sole judgment of FRA
violates this Agreement or which might be offensive, illegal, or that might violate the rights, harm, or
threaten the safety of others.
- You are solely responsible for the Content that you publish or display.
- By posting Content to any public area of FRA, you automatically grant, and you represent and warrant
that you have the right to grant, to FRA an irrevocable, perpetual, non-exclusive, fully paid, worldwide
license to use, copy, perform, display, and distribute such information and content and to prepare
derivative works of, or incorporate into other works, such information and content, and to grant and
authorize sublicenses of the foregoing.
- The following is a representative list of the kind of Content that is illegal or prohibited on the Site.
FRA reserves the right to investigate and take appropriate legal action in its sole discretion against
anyone who violates this provision, including without limitation, removing the offending Content from
the Site and terminating the membership of such violators. For example, it includes Content that:
- is patently offensive to the online community, such as Content that promotes racism, bigotry,
hatred or physical harm of any kind against any group or individual;
- harasses or advocates harassment of another person;
- involves the transmission of “junk mail”, “chain letters,” or
unsolicited mass mailing or “spamming”;
- promotes information that you know is false, misleading or promotes illegal activities or
conduct that is abusive, threatening, obscene, defamatory or libelous;
- promotes an illegal or unauthorized copy of another person’s copyrighted work, such as
providing pirated computer programs or links to them, providing information to circumvent
manufacture-installed copy- protect devices, or providing pirated music or links to pirated
- contains restricted or password only access pages, or hidden pages or images (those not linked
to or from another accessible page);
- displays pornographic or sexually explicit material of any kind;
- provides material that exploits people under the age of 18 in a sexual or violent manner, or
solicits personal information from anyone under 18;
- provides instructional information about illegal activities such as making or buying illegal
weapons, violating someone’s privacy, or providing or creating computer viruses;
- solicits passwords or personal identifying information for commercial or unlawful purposes from
- promotes commercial activities and/or sales without our prior written consent such as contests,
sweepstakes, barter, advertising, and pyramid schemes; or
- contains or comprises non-local or otherwise irrelevant Content, is repetitious to the same or
similar Content already contained on the Site or otherwise imposes an unreasonable or
disproportionately large load on our infrastructure.
Even though all of this is strictly prohibited, there is a small chance that you might become exposed
to such items and you further waive your right to any damages, losses or other costs (from any
party) related to such exposure.
- You must use the Site in a manner consistent with any and all applicable laws and regulations.
- You may not engage in advertising to, or solicitation of, others to buy or sell any products or services
through the Site. You may not transmit any chain letters or junk email to others. Although FRA cannot
monitor the conduct of its users off the Site, it is also a violation of these rules to use any
information obtained from the Site in order to harass, abuse, or harm another person, or in order to
contact, advertise to, solicit, or sell to any user of the Site without their prior explicit consent.
All materials and information on the Site, including, without limitation, the FRA logo, design, text,
graphics, photographs, software, other files, and the selection and arrangement thereof are protected by
copyrights that are owned or licensed by FRA, or otherwise used with permission by FRA. You may not
reproduce, perform, create derivative works from, republish, upload, post, transmit, or distribute in any
way whatsoever any Content from the Site or any other site owned or operated by FRA without the prior
Content or any portion thereof, or use of the Content for any other purpose constitutes an infringement of
FRA’ copyrights and other proprietary rights. Use of the Content on any other site or other networked
computer environment is prohibited without prior written permission from FRA.
Without limiting the foregoing, if you believe that your work has been copied and posted on the Site in a way
that constitutes copyright infringement, please provide our Copyright Agent with the following information:
- A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive
right that is allegedly infringed;
- Identification of the copyright work claimed to have been infringed, or, if multiple copyrighted works
at a single online site are covered by a single notification, a representative list of such works at
- Identification of the material that is claimed to be infringing or to be the subject of infringing
activity and that is to be removed or access to which is to be disabled, and information reasonably
sufficient to permit us to locate the material;
- Information reasonably sufficient to permit us to contact the complaining party;
- A notarized statement that the complaining party has a good-faith belief that use of the material in the
manner complained of is not authorized by the copyright owner, its agent, or the law; and
- A notarized statement that the information in the notification is accurate, and under penalty of
perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right
that is allegedly infringed.
Please send any such requests to FRA as follows:
David W. Opperman
67 W. Court Street
Doylestown, PA 18901
FRA’ trademarks are protected by federal and state law in the United States and throughout the world,
and may not be copied, used, reproduced, redistributed or imitated without the permission of FRA. FRA’
trademarks include (but are not limited to) the following trademarks: FRA™, FRA & Design™
and FIRSTSTUDENT.COM™. Other names and brands used on the Site are properties of their respective
owners. These trademarks may not be copied, imitated, or used, in whole or in part, without the prior
written permission of the rights holder. In addition, all page headers, custom graphics, button icons, and
scripts are service marks, trademarks and/or trade dress of FRA, and may not be copied, imitated, or used,
in whole or in part, without the prior written permission of FRA.
This Site may contain links and/or advertisements to other websites that may not be maintained by or related
to us. An advertisement of, or link to, a non-FRA website does not mean that we approve, endorse or accept
any responsibility for that website, its content or use, or the use of products and services made available
through such website.
We are not responsible for the actions, content, accuracy, opinions expressed, privacy policies, products or
services provided through these links or made available through these resources or appearing in such
websites, nor for any damages or losses, directly or indirectly, caused or alleged to have been caused as a
result of your use or reliance on such websites.
Such websites are not investigated, monitored or checked for accuracy, completeness or conformance with
applicable laws and regulations by us. We do not make any representations whatsoever, or give any warranties
of any kind, expressed, implied, or otherwise about other websites which you may access through this Site,
the content thereof, or the products and/or services made available through such websites. If you decide to
leave our Site and access these other websites, you do so at your own risk. All rules, policies (including
privacy policies) and operating procedures of such websites will apply to you while you are on such
DATA PROTECTION CONSENT.
incorporated herein. Before using this Site please read through all of these documents carefully. All
personal data provided to us as a result of your use of this Site will be handled in accordance with our
pornographic or profane material, any computer virus, worms, Trojan horse programs or malicious code or any
material that could constitute or encourage conduct that would be considered a criminal offense or violation
of any law is strictly prohibited.
We reserve the right to monitor your communications with us whether by mail, voice, fax, e-mail or any other
form of transmission for the purposes of quality control, security and other business needs.
WE MAKE NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO THIS WEBSITE OR ITS CONTENTS, WHICH ARE PROVIDED FOR
USE "AS IS" AND ON AN "AS AVAILABLE" BASIS. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING
WITHOUT LIMITATION THE IMPLIED WARRANTIES OF TITLE, NON- INFRINGEMENT, MERCHANTABILITY, QUALITY AND FITNESS
FOR A PARTICULAR PURPOSE, WITH RESPECT TO THIS WEBSITE AND ANY WEBSITE WITH WHICH IT IS LINKED. WE DO NOT
WARRANT THAT THIS WEBSITE, ITS SERVERS OR E-MAIL SENT FROM US WILL BE FREE OF ANY HARMFUL COMPONENTS
(INCLUDING VIRUSES). WE ALSO MAKE NO REPRESENTATIONS OR WARRANTIES AS TO WHETHER THE INFORMATION ACCESSIBLE
VIA THIS WEBSITE, OR ANY WEBSITE WITH WHICH IT IS LINKED, IS ACCURATE, COMPLETE, OR CURRENT. WE DO NOT
PROVIDE ANY REPRESENTATIONS OR WARRANTIES AGAINST THE POSSIBILITY OF DELETION, MISDELIVERY OR FAILURE TO
STORE COMMUNICATIONS, PERSONALIZED SETTINGS, OR OTHER DATA.
The information and all other materials on this Site are provided for general information purposes only and
do not constitute professional advice. It is your responsibility to evaluate (or take professional advice
on) the accuracy and completeness of all information, statements, opinions and other material on this Site
or any website with which it is linked.
EXCLUSION OF LIABILITY.
To the fullest extent permitted by applicable laws we, on behalf of our employees, agents, suppliers, and
contractors, exclude AND DISCLAIM liability for any losses and expenses of whatever nature and howsoever
arising including, without limitation, any direct, indirect, special, punitive, or consequential damages,
loss of use, loss of data, loss caused by a virus, loss of income or profit, loss of or damage to property,
claims of third parties, or other losses of any kind or character, even if we have been advised of the
possibility of such damages or losses, arising out of or in connection with the use of this Website or any
website with which it is linked. You assume total responsibility for establishing such procedures for data
back up and virus checking as you consider necessary. THIS LIMITATION OF LIABILITY APPLIES WHETHER THE
ALLEGED LIABILITY IS BASED ON CONTRACT, NEGLIGENCE, TORT, STRICT LIABILITY OR ANY OTHER BASIS.
to country. As noted above, some jurisdictions do not allow the exclusion of implied warranties, or certain
kinds of limitations or exclusions of liability, so the limitations and exclusions set out in these Terms of
Use may not apply to you. Other jurisdictions allow limitations and exclusions subject to certain
fullest extent permitted by the laws of such applicable jurisdictions.
You are responsible for providing and maintaining all personal computer and communications equipment and
Internet access accounts necessary to gain access to this Site.
In consideration of your use of the Site, you agree to use the Site in a manner consistent with any and all
applicable rules and regulations. You agree not to upload or transmit through the Site any computer viruses,
Trojan horses, worms or anything else designed to interfere with, interrupt or disrupt the normal operating
procedures of a computer and/or computer network. Any unauthorized modification, tampering or change of any
information, or any interference with the availability of or access to this Site is strictly prohibited. FRA
reserves all rights and remedies available to it.
You agree to indemnify, release and hold us harmless as well as our officers, directors, agents,
representatives and employees from any claim, liability, loss, expense or demand, including legal fees,
information, materials, products or services available through this Site).
Your obligations under this Agreement are of a special and unique character for which FRA cannot be
reasonably or adequately compensated in damages in the event you breach your obligations hereunder.
Therefore, FRA shall, in addition to all other remedies which may be available, be entitled to injunctive
and other equitable relief in the event of the breach or threatened breach of your obligations under this
MODIFICATION AND DISCONTINUATION.
We reserve the right to modify, edit, delete, suspend or discontinue, temporarily or permanently this Site
(or any portion thereof) and/or the information, materials, products and/or services available through this
Site (or any part thereof) with or without notice. You agree that we shall not be liable to you or to any
third party for any such modification, editing, deletion, suspension or discontinuance of this Site.
entire understanding between you and us with respect to use of this Site and no representation, statement,
inducement oral or written, not contained herein shall bind any party to this agreement.
SEVERABILITY AND NON-WAIVER.
occasion will not in any way constitute a waiver of such right or any other right on any other occasion. In
invalid provision a provision which most closely approximates the intent and economic effect of the invalid
associated with any particular document or information exchanged.
LAW & JURISDICTION.
Pennsylvania in the United States of America, without regard to conflict of law principles. Your access to,
or use of, this Site or information, materials, products and/or services on this Site may be prohibited by
law in certain countries or jurisdictions. You are responsible for compliance with any applicable laws of
the country from which you are accessing this Site.
You hereby consent and waive all objections to the exclusive jurisdiction of the federal and state courts in
the Commonwealth of Pennsylvania and venue therein to resolve any controversy or claim of whatever nature
arising out of or relating to use of this Site. However, we retain the right to bring legal proceedings in
any jurisdiction where we believe that infringement of this agreement is taking place or originating.
PLEASE CONTACT US IF YOU HAVE ANY QUESTIONS ABOUT THESE TERMS:
You may contact us at email@example.com or at our
mailing address below.
If you live in the European Economic Area, the United Kingdom or Switzerland:
VeraSafe has been appointed as First Risk Advisors'
representative in the European Union for data protection matters, pursuant to Article 27 of the General
Data Protection Regulation of the European Union. VeraSafe can be contacted in addition to
firstname.lastname@example.org, only on matters related to the processing of personal data. To make such an
inquiry, please contact VeraSafe using this contact form: https://www.verasafe.com/privacy-
Alternatively, VeraSafe can be contacted at:
Unit 3D North Point House
North Point Business Park
New Mallow Road
Keizersgracht 391 A
1016 EJ Amsterdam
If you reside elsewhere:
67 West Court Street
Doylestown, PA 18901
Attention: David W.